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What are the chances of getting around prime -1.5% on a home loan?
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<blockquote data-quote="xrapidx" data-source="post: 199178" data-attributes="member: 1128"><p>Not sure if anyone have bought property recently, I'm thinking of testing the waters, but the paper work is such a nightmare.</p><p></p><p>My bond is currently with ABSA (ABSA One account) - I don't use any of the services associated with this account (Cheque/Credit/etc) as their service is beyond pathetic... and I'm paying R400/month for this account, all my transactional banking is at FNB.</p><p></p><p>Thinking of trying to get my bond moved to another bank (plan bond, not a One Account).</p><p></p><p>Nedbank just gave me prime -1% on a vehicle - which is why I'm hoping bankings are more lenient.</p><p></p><p>The bond is for R1,6m - had it for two and a half years, but still owe R1,6m as I've been doing continual renovations. House was valued at R2,1m and was last revalued at R2.3m.</p></blockquote><p></p>
[QUOTE="xrapidx, post: 199178, member: 1128"] Not sure if anyone have bought property recently, I'm thinking of testing the waters, but the paper work is such a nightmare. My bond is currently with ABSA (ABSA One account) - I don't use any of the services associated with this account (Cheque/Credit/etc) as their service is beyond pathetic... and I'm paying R400/month for this account, all my transactional banking is at FNB. Thinking of trying to get my bond moved to another bank (plan bond, not a One Account). Nedbank just gave me prime -1% on a vehicle - which is why I'm hoping bankings are more lenient. The bond is for R1,6m - had it for two and a half years, but still owe R1,6m as I've been doing continual renovations. House was valued at R2,1m and was last revalued at R2.3m. [/QUOTE]
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What are the chances of getting around prime -1.5% on a home loan?
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