What are the chances of getting around prime -1.5% on a home loan?

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xrapidx

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Not sure if anyone have bought property recently, I'm thinking of testing the waters, but the paper work is such a nightmare.

My bond is currently with ABSA (ABSA One account) - I don't use any of the services associated with this account (Cheque/Credit/etc) as their service is beyond pathetic... and I'm paying R400/month for this account, all my transactional banking is at FNB.

Thinking of trying to get my bond moved to another bank (plan bond, not a One Account).

Nedbank just gave me prime -1% on a vehicle - which is why I'm hoping bankings are more lenient.

The bond is for R1,6m - had it for two and a half years, but still owe R1,6m as I've been doing continual renovations. House was valued at R2,1m and was last revalued at R2.3m.
 
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