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Spare cash into car finance
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<blockquote data-quote="mervin@sacs.co.za" data-source="post: 27712" data-attributes="member: 502"><p>The best investment you can make is to pay off debt and not invest if you have any debt. Work it out yourself... if you have debt at 12%, paying any money into the debt will make you save 12% tax free. If you can invest at 12% (which is difficult) you will be taxed on the income loosing some $.. Look for your highest interest bearing debt and put your money in there. Make sure you at least have a cash buffer for the possible hiccups.</p></blockquote><p></p>
[QUOTE="mervin@sacs.co.za, post: 27712, member: 502"] The best investment you can make is to pay off debt and not invest if you have any debt. Work it out yourself... if you have debt at 12%, paying any money into the debt will make you save 12% tax free. If you can invest at 12% (which is difficult) you will be taxed on the income loosing some $.. Look for your highest interest bearing debt and put your money in there. Make sure you at least have a cash buffer for the possible hiccups. [/QUOTE]
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