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Is Fedhealth completely useless
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<blockquote data-quote="capetownwatches" data-source="post: 930696" data-attributes="member: 19576"><p>I agree, medical insurance is a major grudge purchase regardless of how wealthy one is.</p><p>Unfortunately, if you want private care there is no option (unless one wants to spend one's own money).</p><p></p><p>The thing is, had you had a major health event that generated big bills early on in your payment history, you would not have been able to save/invest enough to cover these costs - not enough time. Also, while you were seriously ill and recovering you would likely have lost significant income if rehab period was extensive, and could no longer fund any type of major investment.</p><p></p><p>That's the reason for insurance - it takes the time factor out of having a decent lump sum available.</p><p>But it's a bugger when it doesn't pay for something you feel is justified.</p></blockquote><p></p>
[QUOTE="capetownwatches, post: 930696, member: 19576"] I agree, medical insurance is a major grudge purchase regardless of how wealthy one is. Unfortunately, if you want private care there is no option (unless one wants to spend one's own money). The thing is, had you had a major health event that generated big bills early on in your payment history, you would not have been able to save/invest enough to cover these costs - not enough time. Also, while you were seriously ill and recovering you would likely have lost significant income if rehab period was extensive, and could no longer fund any type of major investment. That's the reason for insurance - it takes the time factor out of having a decent lump sum available. But it's a bugger when it doesn't pay for something you feel is justified. [/QUOTE]
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Is Fedhealth completely useless
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