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Insurance Evaluation Advice
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<blockquote data-quote="User121314" data-source="post: 902383" data-attributes="member: 16824"><p>If the value of the goods in your in total is say R100k & you only insure for R70k you are then 30% underinsured. In the event of a claim the insurers will deduct 30% from the payout amount & pay you only 70%, as that is the value you have been paying premiums on.</p></blockquote><p></p>
[QUOTE="User121314, post: 902383, member: 16824"] If the value of the goods in your in total is say R100k & you only insure for R70k you are then 30% underinsured. In the event of a claim the insurers will deduct 30% from the payout amount & pay you only 70%, as that is the value you have been paying premiums on. [/QUOTE]
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