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Help - Lightening Strike
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<blockquote data-quote="PearlJam" data-source="post: 1169286" data-attributes="member: 824"><p>Lightning and power surge are different perils and looked at differently on all policies in SA. Generally lighting cover is full cover to the limit of the contents sum insured or buildings sum insured depending on what you claim for. In cases I would think it is difficult to know which incident actually happened if you were not at home during the incident. If it is attached to the building (alarm) then you claim under building. Audio equipment is part of contents.</p><p></p><p>@OP - You will have to get a repairer to have a look to do a report on the equipment. But best is to phone your insurer report the claim and ask them what is the next step...it is possible that they have preferred suppliers to look at the equipment. This is a very straightforward claim.</p></blockquote><p></p>
[QUOTE="PearlJam, post: 1169286, member: 824"] Lightning and power surge are different perils and looked at differently on all policies in SA. Generally lighting cover is full cover to the limit of the contents sum insured or buildings sum insured depending on what you claim for. In cases I would think it is difficult to know which incident actually happened if you were not at home during the incident. If it is attached to the building (alarm) then you claim under building. Audio equipment is part of contents. @OP - You will have to get a repairer to have a look to do a report on the equipment. But best is to phone your insurer report the claim and ask them what is the next step...it is possible that they have preferred suppliers to look at the equipment. This is a very straightforward claim. [/QUOTE]
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Audio and Video Talk
General Discussion
Help - Lightening Strike
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