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ABSA sucks (and rocks at the same time), any suggestions for a better bank?
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<blockquote data-quote="pwatts" data-source="post: 1119615" data-attributes="member: 146"><p>I had a call with Investec a week ago. It really is like a country club for banking, and run/presented as such. You have to state your case and you will be presented to a committee for approval. As a salaried individual, mere sustained income is not enough, nono. You have to prove your financial purity by drawing the family tree all the way to a listed company or they will not want your paltry business. Banking fees are over R500/m. No guarantee that they can beat other banks on loan rates. When quizzing why so high, the answer was a nose-in-the-air "you get your banker on Whatsapp and all the time this saves you makes it worth it". So, in my inbox lands an application PDF stopping short of asking for a blood sample. So far it's taken me 3h to gather all the info. Press Save so I can continue later. Whoops it locks the file so have to start over. Plus a whole lot of questions of products of theirs I now have to go and research to decide what's right for me.</p><p></p><p>Right now I'm seriously tempted to write back saying the amount of time they claim to save me is hardly great if the application process (remember, to be presented to the Illuminati Panel for approval) takes me more time than I've spent with Absa the past two years combined.</p></blockquote><p></p>
[QUOTE="pwatts, post: 1119615, member: 146"] I had a call with Investec a week ago. It really is like a country club for banking, and run/presented as such. You have to state your case and you will be presented to a committee for approval. As a salaried individual, mere sustained income is not enough, nono. You have to prove your financial purity by drawing the family tree all the way to a listed company or they will not want your paltry business. Banking fees are over R500/m. No guarantee that they can beat other banks on loan rates. When quizzing why so high, the answer was a nose-in-the-air "you get your banker on Whatsapp and all the time this saves you makes it worth it". So, in my inbox lands an application PDF stopping short of asking for a blood sample. So far it's taken me 3h to gather all the info. Press Save so I can continue later. Whoops it locks the file so have to start over. Plus a whole lot of questions of products of theirs I now have to go and research to decide what's right for me. Right now I'm seriously tempted to write back saying the amount of time they claim to save me is hardly great if the application process (remember, to be presented to the Illuminati Panel for approval) takes me more time than I've spent with Absa the past two years combined. [/QUOTE]
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ABSA sucks (and rocks at the same time), any suggestions for a better bank?
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