Quite so, Placebo.
You will not believe all the wealthy ancestors of all connections I had. Never mind having won the football pool (I never entered). I had (have??) a castle in Scotland, a peerage in England. The MD of a huge American firm leaving me a handsome amount. Why, I even had a communication from Charlize Theron straight from Hollywood. (Now were it to have been Dolly Parton ....)
Alas, as you say ..... At least I am happy to really have my own house, small car, dog, PC and a few friends. (My bank account ...duh ....don't spoil the evening.)